That depends on how busy your location is - but when you own and load your own ATM, you keep 100% of every surcharge, so the profits add up fast! Most Vancouver businesses charge a $3.50 - $4.00 surcharge per withdrawal. Even with modest traffic, the numbers look great! If your ATM does just 10 transactions each day, you monthly profit is $400. That’s $4,800 per year in extra income. Most of our customers recover the entire ATM cost within the first 10 to 18 months, then enjoy years of steady, passive profit. Check out our ATM Profit Calculator to see how much you can make owning an ATM. Learn more about ATM Profitability in Vancouver.

You receive your surcharge profit by direct deposit into your bank account the very next business day following the activity at your ATM, except on weekends and statutory holidays when banks are closed. All ATM settlements in Canada are based on the Eastern Standard Time Zone, and each processing “host day” runs from 9:00 p.m. to 9:00 p.m. EST. Transactions that occur after 9:00 p.m. are included in the next host day’s totals. For example, if your ATM completes 10 withdrawals today with a $4.00 surcharge, you’ll receive a $40.00 deposit in your account the following business day. All transactions from that host day are consolidated into a single credit for easy reconciliation. Deposits can also be configured differently upon request: Vault Cash Settlements and Surcharge Revenue can be paid separately or combined into one deposit. Monthly settlement options are available if you prefer a single consolidated payment. Deposits are handled automatically through the payment networks, ensuring that your earnings arrive quickly, reliably, and with full transaction transparency.